Alexandria, VA Area Real Estate | DC | MD | Local & International Sellers and Buyers
703-962-7833
FORBZ Real Estate Group

The Buying Process - In a Nutshell

  • Getting approved to purchase - is the most important part of the process.  You will find out what payments are comfortable and what documents you need to collect and even if you are eligible for some programs that may save you thousands.
  • Clarifying your criteria - Let me know what you are looking for. Single Family or Townhome? Bedrooms?Baths?Basement? Garage?Yard? subdivision preference? location/city? Age requirement of the house?fixer upper?
  • Set you up to receive homes that meet that criteria via email - when you receive these homes, look through the photos, possibly even look at the directions listed, drive around to see if that is the neighborhood you would like to come home to everyday.  Email me back as to what you likes and disliked about some.  Maybe they are all looking too old, you may want to tell me to change the age criteria to reflect only newer built homes.
  • Once Approved and all documentation is submitted to the lender - Pick your top 5 homes to view -  We work around your schedule to get into the homes and if you decide one of them is "the one", we write an offer
  • Write an offer - I can move as fast as you are ready in writing and submitting offers for properties you love.  I don't rush anyone into choosing, but I do ask a lot of questions so we can find the very best.
  • Await a counter from Seller OR Bank - You may at this point be asked to submit a higher offer (called highest and best) OR your offer is selected AS-IS with no changes
  • Accepted offer - Schedule settlement date, begin finishing loan process
  • Perform Home Inspection - on the home you are purchasing
  • Let your agent do behind the scenes work to get you to settlement smoothly, letting you know every step of the way, what is going on.
Homeowners with Equity OR Short Sale OR Bank Owned Properties - you will be looking at three types of homes when searching for a place to live, let me describe the three so you know what you are dealing with.
  • Homeowners with Equity - a Seller who has their home on the market and bought at a time that was low enough that they can sell and make some money.  These sellers will try and negotiate more with you and less likely to come down in price as much but the homes are in great shape and when they accept your offer, you know exactly when you get to move in (whatever date you select as your closing date)
  • Short Sale Properties - Homeowners who have fallen behind on their mortgage and want to proactively sell the property but know they cannot get the price above what they paid for it.  They will need to present any offer you submit to their bank and ask their bank to accept this lesser offer (because it is less than what they actually owe).  This process will take about 30-90 days to hear back from the bank on the acceptance of your offer. At the time of acceptance, you may move forward with your closing (20-30 days) and your loan finalizing.
  • Bank Owned Properties - Homeowners who fell behind on their mortgage and did not call the bank asking for short sale, walked away and the bank has taken over the property and is reselling it.  After submitting an offer on these properties, you will find out within 48-72 hours if the bank who now owns the property accepts your offer.  If they accept, you proceed with closing (20-30 days) getting your financing completed for purchase

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*Your Contact Information will be used to contact you regarding getting pre-approved for a real estate loan and will never be sold to a 3rd Party.
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Lender's Details:


Lender Name: Jessica Enfinger

Lender Contact: (301) 905-7773

Office Address: 1057 College Ave.2200 Defense Highway

LinkedIn: https://www.linkedin.com/pub/jessica-enfinger/7/122/6b0

Website: https://jessicaenfinger.annie-mac.com/?campaignid=87


Testimonials

  • Sarah…I truly felt like I was dealing with a caring friend..
    Sarah...I truly felt like I was dealing with a caring friend..

    Sarah,

    ...Read More
  • Cheryl provides Top notch service!!!!!!
    Cheryl provides Top notch service!!!!!!

    Cheryl is hands down the best realtor I've ever hired. I met h...Read More
  • Cheryl KNOWS this industry!
    Cheryl KNOWS this industry!

    When I think of Cheryl Spangler, I smile! My husband and I hav...Read More
  • Sarah goes beyond just serving as your realtor
    Sarah goes beyond just serving as your realtor

    I would highly recommend Sarah Syverson to anyone looking for ...Read More
  • Sarah is a top notch Agent who I will use again in the future
    Sarah is a top notch Agent who I will use again in the future

    Sarah is a top notch Agent who I will use again in the future ...Read More
  • I will use her again and will be recommending her to family and friends.
    I will use her again and will be recommending her to family and friends.

    Sarah is an amazing realtor. She's very k...Read More
  • Cheryl is without a doubt one of the hardest-working agents in the business.
    Cheryl is without a doubt one of the hardest-working agents in the business.

    Cheryl is without a doubt one of the hardest-working agents in...Read More
  • Cheryl Spangler is one we trust to take care of any our Real Estate needs
    Cheryl Spangler is one we trust to take care of any our Real Estate needs

    The Washington, D.C. real estate market is arguably one of the...Read More
  • Cheryl does her work with heart and soul. She truly cares for her clients and wants the best for them
    Cheryl does her work with heart and soul. She truly cares for her clients and wants the best for them

    Cheryl does her work with heart and soul. She truly cares for ...Read More

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FORBZ Real Estate Group
703-962-7833
1940 Duke Street 2nd Floor
Alexandria, VA 22314
703-962-7833
SERVING Local and International Buyers
www.forbzgroup.com

Disclaimer: 1940 Duke St Suite 200 Alexandria, VA 22314 | 703-962-7833 | @2017 FORBZ Real Estate Group. Equal Housing Opportunity. All material presented herein is intended for informational purposes only. While this information is believed to be correct, it is represented submit to errors, omissions, changes or withdrawal without notice. All property information, including, but not limited to square footage, room count, number of bedrooms and the school district in property listings are deemed reliable, but should be verified by your own attorney, architect or zoning expert. If your property is currently listed with another real estate broker, please disregard this offer. It is not our intention to solicit the offerings of other real estate brokers. We cooperate with them fully.

© 2017  Copyright FORBZ Real Estate Group